Tips for meeting with a lender and local lender contact information.

The Essentials
Be sure to bring the following items:

  • Social Security Numbers/Cards
  • Driver’s License or State ID
  • Purchase Agreement & any Addendums
  • Payment for Credit Report, Application Fees, & Appraisal
  • Residence addresses for past two years
  • Name & Address of each employer
  • Pay Stubs for the last 30 consecutive days (include Gross Monthly Salary if not listed on stub)
  • Federal Income Tax Returns, Schedules, & W-2’s for the last two years

Have all of your Financial/Banking Information:

  • Names, Addresses, Account Numbers, Balance, & Amount due for Monthly Payments for all Open Loans, Credit Cards, etc.
  • Name & Address of Landlord or Mortgage payment book
  • Addresses & Loan information of other Real Estate owned
  • Checking & Savings Account Statements for the last three months
  • Statements for any 401K's, retirement accounts, IRA's, CD's, mutual funds, stocks, or other investments for the last three months
  • Estimated Value of Personal Property, Furniture, Etc. (Receipts may be helpful)

Additional Possibilities
Bring the following items if applicable:

  • Complete Divorce Decree with Separation Agreement
  • Bankruptcy papers including all schedules discharge
  • Certificate of Eligibility or DD214’s (V.A. only)
  • If Self-Employed, see your loan officer for requirements (You may need Tax Returns for the past two years, all schedules, & financial statements)


Lenders: Contact Info

As a courtesy, we have compiled a list of lenders to help you get started, although you should feel free to choose a lender other than those listed below. The lenders included here are willing to pre-qualify or pre-approve you for a mortgage!


Cross Country Mortgage
Brian Nichols

Mobile: 330.807.9500


New Rez
Tim Rhodes
Office: 330.662.0191
Mobile: 330.475.3539


PNC Bank
David Bowen
Office: 330.721.9454
Mobile: 330.697.0204


Westfield Bank
Jamie Cleveland
Office: 330.764.6088
Mobile: 330.612.3317


RMS Mortgage
Jim Markan
Office: 234.231.7341
Mobile: 440.773.2222


Cross Country Mortgage
Andrew Matkovic
Office: 440.262.3556
Mobile: 440.667.0238


The choice of a professional service provider is made solely at the discretion of the party retaining the service provider, who must make a diligent inquiry regarding the type and quality of services to be received. Howard Hanna and its REALTORS® make no warranties, guarantees, or representations as to the foregoing professional service providers, nor the quality of service or goods to be furnished.





Working with Jamie was like working with family. She is professional, responsive and anticipated our needs. Jamie and her entire team’s experience made our relocation better than we could have ever expected. She has continued to be a resource for us in the area for referrals that relate to our new home.

– John S

We selected Jamie Powers and Howard Hanna Realtors because of Jamie’s reputation in our community. Her “sold” signs are literally everywhere. From the very first call throughout the process and up to the point where we’re preparing to close Jamie has revealed a great depth of market knowledge, responsiveness, solid advice, and has been generous with her time. Moreover, Jamie is a genuinely pleasant and highly professional person who it’s been a pleasure working with. The sale of our home couldn’t have happened more smoothly.

– Jeffrey M

Jamie’s knowledge of the real estate industry is incredibly valuable and she has developed an extensive realtor network providing maximum exposure for properties I’ve listed with her. I always feel that my properties are getting maximum exposure and attention!

– Jeremy K

Jamie is a true professional. Her knowledge of the industry is unmatched. She communicated with me every step of the way and I felt very reassured that I was making the best decisions I could make. I would highly recommend Jamie and her team of professionals.

– Sean W

Jamie was a great communicator. She provided feedback from potential buyers very promptly. Jamie had a very good feel for the market and helped us price the house correctly. I enjoyed working with Jamie and would recommend her to potential sellers (already have).

– Mark L.

Gina and Jamie provided exceptional customer service during the entire home purchase and sale. I was very impressed with their diligence and thoroughness. I would recommend them and their services to everyone I know. My fiancé and I were able to relax and enjoy both the sales of our existing homes and the purchase of our new home. Thank you, Gina and Jamie, for a very positive experience!

– John S

My realtor Lindsey Rose was absolutely excellent. She picked me up as a client during a holiday ( July 4th) and was able to get me in to see the home I purchased the next day. She had a purchase offer ready by noon that day. She was great at explaining the buying process and what each step entailed. She was always reachable for any questions, even when she was on vacation. Couldn’t have been happier with her service. Would easily recommend her and her team to anyone I know looking to buy a home.

– Christopher A.

MacKensey and the Jamie Powers Team are awesome! After having our house on the market for over 7 months with another realtor, we signed on with the Jamie Powers Team and had multiple offers within 3 weeks.

– Chris M

Well after trying two other realtor’s and not getting anywhere, a friend referred me to Howard Hanna / The Powers team ( MacKensey). Everything was just as I expected. From signing the contract to the photos !! All went very quickly! Good luck to this beautiful family and thank you so very much to MacKensey and the entire Power’s team !!! You are all very educated and very professional !! Keep up the great work! I would definitely refer you to anyone I know, And maybe someday I will need your services again.

– John L

Thanks (MacKensey) for all the help so far on the sale of my house and us finding our dream home too!

– Dennis J

Lindsey is by far the best realtor friend you can find. She will get to know you and your interest and find the house that will best equip your needs and wants! She won’t pressure you into buying an expensive house. She fights for what you want even if there are problems she won’t back out of the offer she will move forth and find a better route to get the house of your dreams for you at any cost. She becomes a friend before and after the house closes. HIGHLY RECOMMEND!

– Bobby H

Lindsey is a top-shelf professional; knows her stuff; and, goes above and beyond the norm of “just buying” a condo! Pleasant, personable, reliable, honest are just some of the accolades that best describe Lindsey. After coming off a more than 2-month cash purchase of another condo with another realtor; Lindsey made this condo purchase exceptionally smooth that resulted in closing and title in 12-days! Awesome! Interested in home or condo buying – Lindsey should be your choice of realtor agent! You will not be disappointed; as Lindsey will meet, but, mostly exceed your expectations. Period!

– Tom M

My husband and I met Lindsey as a seller at an open house. We were impressed by her professionalism, knowledge and great personality. She asked many pertinent questions on the type of house we were looking to purchase. That one was not the right one, but over the next several months she sent us listings she came across that she thought would be of interest. Since we were downsizing, we had much work to do prior to selling our old home. She was a computer whiz, and even listed many of our items for sale on social media! No realtor that we’ve had in the past would go above and beyond like that. Lindsey sold that home, and then found us our “perfect smaller home.” We love that she was prompt at returning texts and emails, offered helpful opinions and made the home buying and selling process as easy as it could be. There are so many realtors in the area, but Lindsey Rose should be your top choice!

– Todd and Sharon L

We met Lindsey at an open house in Medina back in the winter. I knew from the moment I met her, I wanted her to be our Realtor! She really made us feel as though we were her only clients. She was very prompt, professional and helpful during each step of selling our old house and buying a new one. She even strategically planned an entire day of looking at homes with me….16 total! Although it was a long and tedious process, Lindsey was by our side until the day we got our keys! She goes above and beyond and truly loves what she does. I love that we gained a new friend throughout this process! Thanks for everything Lindsey!

– Megan and Andrew Acord

"Thank you for helping us sell our home. We especially wanted to let you know how wonderful your office staff is. They always knew just how to answer all of our questions and made the whole experience so smooth! Please extend our appreciation to your entire team." - Paul & Mary in Sharon, OH


"We wanted to thank you for helping us find our new home. Moving back to Ohio was a big decision and it was so helpful to have an agent who is so knowledgeable about the area. You were recommended to us by a friend and we plan to pass it along anytime we hear someone needs a great real estate agent." - Robert & Sheila in Medina, OH

"When we decided to sell our house, we knew you and your staff were the team for the job. You all were always so prepared, professional and accessible when helping us buy the house that we knew we wanted the same quality of help in selling it. We can't thank you enough for all you've done for us over the years!" - Doug & Julie in Medina, OH

"We are enjoying our home so much, we just had to send a quick THANK YOU. Thanks for your patience and flexibility with us during our extended time of "house-hunting". You always kept us updated and it really paid off!" - Kathy & Brian in Hinckley, OH

"We want to thank you for helping us find our home in Strongsville. Your team did an outstanding job in helping to make the whole process a breeze and we couldn't be happier in our new home." - Chris & Elaine in Strongsville, OH

"Thank you for your time and patience during the process of buying our home. We know it's your job, but we truly did have a great time!" - Mike & Wendy in Medina, OH

"What a whirlwind - finding land, choosing a builder, selling our existing house - you made it seem so easy. Your expertise and knowledge of not only the area but all the best builders and contractors were invaluable. We couldn't be happier with our "dream home". You and your whole staff were a joy to work with. Thank you so much!" - Joe & Tina in Brunswick, OH

"How can we even begin to thank you for all you did for us in regards to the selling of our home?! Words are just not adequate to express our sincere appreciation for your kindness towards us. We both were and still are overcome by your level of generosity, time and energy." - Ron & Louise in Medina, OH

"Thank you for the time you put into selling our home. You, and your whole team, are like "super-heros" that got us out of a jam so we may have a little tranquility. Thank you for being a pleasure to work with." - Jay & Colleen in Concord, OH