Financing Your New Home

MORTGAGE GUIDE: Tips for meeting with a lender and local lender contact information. The Essentials Be sure to bring the following items:

  • Social Security Numbers/Cards
  • Driver’s License or State ID
  • Purchase Agreement & any Addendums
  • Payment for Credit Report, Application Fees, & Appraisal
  • Residence addresses for past two years
  • Name & Address of each employer
  • Pay Stubs for the last 30 consecutive days (include Gross Monthly Salary if not listed on stub)
  • Federal Income Tax Returns, Schedules, & W-2’s for the last two years
Have all of your Financial/Banking Information:
  • Names, Addresses, Account Numbers, Balance, & Amount due for Monthly Payments for all Open Loans, Credit Cards, etc.
  • Name & Address of Landlord or Mortgage payment book
  • Addresses & Loan information of other Real Estate owned
  • Checking & Savings Account Statements for the last three months
  • Statements for any 401K’s, retirement accounts, IRA’s, CD’s, mutual funds, stocks, or other investments for the last three months
  • Estimated Value of Personal Property, Furniture, Etc. (Receipts may be helpful)
Additional Possibilities Bring the following items if applicable:
  • Complete Divorce Decree with Separation Agreement
  • Bankruptcy papers including all schedules discharge
  • Certificate of Eligibility or DD214’s (V.A. only)
  • If Self-Employed, see your loan officer for requirements (You may need Tax Returns for the past two years, all schedules, & financial statements)
[hr style=double-line margin_top= margin_bottom=] Lenders: Contact Info As a courtesy, we have compiled a list of lenders to help you get started, although you should feel free to choose a lender other than those listed below. The lenders included here are willing to pre-qualify or pre-approve you for a mortgage! [column size=half position=first ] Howard Hanna Mortgage Doug Mainzer Office: 330.725.4137 Mobile: 216.214.8983 DougMainzer@HowardHanna.com[/column] [column size=half position=last] New Rez Tim Rhodes Office: 330.662.0191 Mobile: 330.475.3539 TRhodes@newrez.com[/column] [column size=half position=first ] Howard Hanna Mortgage Michele Lux Office: 330.846.3330 Mobile: 330.697.0204 MicheleLux@HowardHanna.com[/column] [column size=half position=last ] Third Federal Savings & Loan Don Haag Office: 330.721.4593 Mobile: 330.730.1222 Donald.Haag@ThirdFederal.com[/column] [column size=half position=first ] Cross Country Mortgage Andrew Matkovic Office: 440.262.3556 Mobile: 440.667.0238 Andrew@myccmortgage.com[/column] [column size=half position=last ] [/column] [hr style=double-line margin_top= margin_bottom=] Mobile App: Howard Hanna offers a mobile app that can give you instant access to handy mortgage tools.

Download the app here.

[hr style=double-line margin_top= margin_bottom=] The choice of a professional service provider is made solely at the discretion of the party retaining the service provider, who must make diligent inquiry regarding the type and quality of services to be received. Howard Hanna and its REALTORS® make no warranties, guarantees, or representations as to the foregoing professional service providers, nor the quality of service or goods to be furnished.]]>

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